JIHAD MANAGEMENT IS THE NECESSITY OF TRANSFORMATION IN BANKING SYSTEM. Singaporean Journal of Business Economics and Management, [S. l.], v. 3, n. (3), p. 37–42, 2014. Disponível em: https://singaporeanjbem.com/index.php/SJBEM/article/view/211. Acesso em: 27 jun. 2026.